Subject-to financing are way to sell your home quickly and easily and at the same time having the option to continue to make money on your equity over time. In both scenarios, we pay you your equity with interest in monthly installments over an agreed-upon time period. You can end up selling your home to us as an investment property with income and interest coming to you over time. Usually this means a higher initial sale price for the home with the additional benefit of interest payments to you. This arrangement turns you, the seller, into a lender, effectively creating an income stream from the property.

Advantages of Equity Payments Over Time:

• Steady Income Stream:

o By opting to receive equity payments over time, sellers can create a steady and reliable income stream. This can be particularly advantageous for those looking to supplement their retirement income or generate passive income.

• Interest Earnings:

o Sellers can benefit from interest payments on top of the principal amount owed. The interest rate is negotiated between the buyer and seller, providing a higher return compared to traditional savings or investment accounts.

• Investment Property Potential:

o The property can effectively become an investment asset for the seller. As the buyer makes regular payments, the seller earns income from the interest, much like a traditional mortgage lender.

Subject-to financing not only offers a flexible and creative solution for buyers and sellers but also provides significant benefits when it comes to managing and receiving equity. By understanding and leveraging the advantages of subject-to financing, you can make informed decisions that align with your financial goals and circumstances.